Cornerstone Capital Group Access Impact Fund Web Site Terms and Conditions of Use

Welcome to the web site (the “Site”) of the Cornerstone Capital Group Access Impact Fund, a product of Cornerstone Capital Inc. d/b/a Cornerstone Capital Group (“Cornerstone,” “We” or “Us”). The terms and conditions of use (“Terms”) on this page govern your access to and use of the Site. BY ACCESSING OR USING THE SITE, YOU ACCEPT AND AGREE TO THESE TERMS. If you do not agree to these Terms, please do not use the Site.

If you are an individual accessing or using the Site on behalf of, or for the benefit of, any corporation, partnership or other entity with which you are associated (an “Organization”), then you are agreeing to these Terms on behalf of yourself and such Organization, and you represent and warrant that you have the legal authority to bind such Organization to these Terms. References to “you” and “your” in these Terms will refer to both the individual using the Site and to any such organization.

1. Changes to these Terms

Cornerstone reserves the right, at its sole discretion, to change, modify, add or remove any portion of these Terms, in whole or in part, at any time. Changes to these Terms will be effective when posted. Your continued use of the Site and/or the services offered on or through the Site after any changes to this Terms of Use are posted will be considered acceptance of those changes. No changes to these Terms will apply to any dispute between you and us that arose before we posted such changes.

2. No Offer or Advice

Nothing available on or through the Site constitutes an offer, solicitation or recommendation regarding any investment management product or service, or the offer to sell or the solicitation of an offer to buy any security; nor shall any such services be provided, or securities be offered or sold, in any jurisdiction in which such an offer, solicitation, provision or sale would be unlawful. All Site Material (as defined below) is subject to applicable statutes and regulations. The Site is published in the United States for residents of the United States. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on the Site. U.S. investors are advised that not all investments or services described on the Site are available for sale in all states. Any potential investor should satisfy himself or herself that an investment in a Cornerstone product is permissible under the rules and regulations of his or her domicile. The Site is not directed to any person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) the publication or availability of the Site is prohibited. Persons in respect of whom such prohibitions apply must not access or use the Site.

The Site Material is for informational purposes only. It does not constitute any form of advice or recommendation to buy or sell any securities or adopt any investment strategy mentioned. It is intended only to provide observations and views of the author(s) at the time of writing, both of which are subject to change at any time without prior notice. The information provided does not have regard to the specific investment objectives, financial situation or particular needs of any specific person who may read it, and investors should determine for themselves whether a particular service or product is suitable for their investment needs or should seek such professional advice for their particular situation. Please refer to offering documents for further information concerning specific products.

Any reference to a particular company or security is not an endorsement by Cornerstone of that company or security, or a recommendation by Cornerstone to purchase or sell such security.

Certain of the statements available on or through the Site may be statements of future expectations and other forward-looking statements that are based on Cornerstone’s current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. In addition to statements which are forward-looking by reason of context, the words “may, will, should, expects, plans, intends, anticipates, believes, estimates, predicts, potential, or continue” and similar expressions identify forward-looking statements.

The matters discussed on or through the Site may also involve risks and uncertainties described from time to time in Cornerstone’s filings with the U.S. Securities and Exchange Commission. Cornerstone assumes no obligation to update any forward-looking information available on or through the Site.

3. Investments

Past performance is no guarantee of future results. Equities may decline in value due to both real and perceived general market, economic, and industry conditions. The value of investments, and the income from them, can go down as well as up, and you may not recover the amount of your original investment. Any tax benefits referred to on the Site are subject to change, and their availability and value will depend on your individual circumstance. Such investments are not deposits or obligations of, or guaranteed or endorsed by, any bank, and are not federally insured or guaranteed by the U.S. government, the FDIC, the Federal Reserve Board or any other agency. Some Cornerstone products may not be available in or appropriate for a retirement savings plan. Please contact your financial adviser about any investment restrictions associated with your particular plan.

4. No Reliance

Although Cornerstone has taken reasonable care to ensure that the Site Material is accurate, no representation or warranty (including liability towards third parties), expressed or implied, is made as to its accuracy, reliability or completeness by Cornerstone or their contractual partners. Opinions and any other Site Material are made available by Cornerstone for personal use and informational purposes only, and are subject to change without notice. Nothing available on or through the Site constitutes investment, legal, tax or other advice, or is to be relied on in making an investment or other decision.

5. Authorized Uses

The text, graphics, images, video clips, logos, icons, information, and other content displayed on the Site (“Site Material”) are protected by copyright and other proprietary rights under the laws of the United States and other countries. Subject to your compliance with these Terms, Cornerstone grants to you, on a limited, revocable, non-exclusive, non-transferable, non-sublicensable basis, permission to visit the Site and to access and view and to make single copies or printouts of the Site Material, solely for informational purposes or for communicating directly with Cornerstone. You agree to retain all copyright and other proprietary notices in the Site Material and any copy of the Site Material. Unless you have our express, prior, written permission, you may not sell or modify the Site Material or reproduce, display, distribute, or otherwise use the Site Material in any way for any public or commercial purpose. You may use the Site for legal purposes only.

6. Proprietary Rights

As between you and Cornerstone, Cornerstone owns all rights, title and interest in and to the Site Material and the Site (including its code, look and feel, design, and organization), including but not limited to any copyrights, trademark rights, patent rights, moral rights, sui generis rights and other intellectual property and proprietary rights. The Site and Site Material may be owned by third parties who have given Cornerstone permission to use it. Your use of the Site does not grant you ownership of the Site or Site Material.

7. Prohibited Uses

You may not engage in any commercial distribution, publishing or exploitation of the Site or the Site Material, unless you have received the express, prior written permission of Cornerstone or the applicable rights holder. Except as expressly permitted by these Terms or otherwise permitted by applicable law, you may not download, display, copy, reproduce, distribute, modify, perform, transfer, create derivative works from, sell or otherwise exploit the Site or Site Material. Any unauthorized use of the Site or Site Material may violate copyright and other laws of the United States and other countries, as well as applicable state laws, and may subject you to liability for such unauthorized use.

8. Trademarks

The trademarks, logos, service marks and trade names (collectively the “Trademarks”) displayed on the Site or Site Material are registered and unregistered marks of Cornerstone and others, and may not be used unless authorized by the applicable Trademark’s owner. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site or Site Material without the express, prior written permission of Cornerstone or the applicable rights holder.

9. User Information

In the course of your use of the Site, you may be asked to provide certain personalized information to us. Our information collection and use policies with respect to the privacy of such information are set forth in the Site’s Privacy Policy. You acknowledge and agree that you are solely responsible for the accuracy and content of any information that you submit in the course of your use of the Site.

10. Prohibited User Conduct

You warrant and agree that, while accessing or using the Site, you shall not:

  • impersonate any person or entity or misrepresent your affiliation with any other person or entity, whether actual or fictitious, including anyone from the Site or Cornerstone;
  • insert your own or a third party’s advertising, branding or other promotional content into any of the Site’s content, materials or services;
  • obtain or attempt to gain unauthorized access to other computer systems, materials, information or any services available on or through the Site through any means, including through means not intentionally made publicly available or provided for through the Site;
  • engage in spidering, “screen scraping,” “database scraping,” harvesting of e-mail addresses or other personal information, or any other automatic or unauthorized means of accessing, logging-in or registering on the Site, or obtaining lists of users’ other information from or through the Site, including, without limitation, any information residing on any server or database connected to the Site;
  • use the Site or its features and services in any manner that could interrupt, damage, disable, overburden or impair the Site, or interfere with any other party’s use and enjoyment of the Site, including, without limitation, sending mass unsolicited messages or “flooding” servers with requests;
  • use the Site or its services in violation of Cornerstone’s or any third party’s intellectual property or other proprietary or legal rights;
  • use the Site or its services in violation of any applicable law; or
  • attempt (or encourage or support any third party’s attempt) to circumvent, reverse engineer, decrypt, or otherwise alter or interfere with the Site or its services.

You alone are responsible for the content and consequences of any of your activities while you are visiting or using the Site.

11. Linking to the Site

You agree that if you include a link from any other web site to the Site, such link shall open in a new browser window and shall link to the full version of an HTML formatted page of the Site. You must not link directly to any image hosted on the Site or our services, such as using an “in-line” linking method to cause the image hosted by us to be displayed on another web site. You agree not to download or use images hosted on the Site on another web site, for any purpose, including, without limitation, posting such images on another site. You agree not to link from any other web site to the Site in any manner such that the Site, or any page of the Site, is “framed,” surrounded or obfuscated by any third party content, materials or branding. We reserve all of our rights under the law to insist that any link to the Site be discontinued, and to revoke your right to link to the Site from any other web site at any time upon written notice to you.

12. Indemnification

You agree to defend, indemnify and hold Cornerstone, its affiliates, and its and their directors, officers, employees and agents harmless from any and all claims, liabilities, costs and expenses, including reasonable attorneys’ fees, arising from (a) your access to or use of the Site, (b) your placement, submission or transmission of any message, content, information, software or other materials on, to or through the Site, or (c) your breach or violation of the law or of these Terms. Cornerstone reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and you agree to cooperate with any such defense.

13. Orders for Products and Services

We may make certain products and services available to visitors and registrants of the Site. You may only order products if, and you hereby represent and warrant that, you are domiciled in the United States and you are 18 years old or older. You agree to pay in full the prices for any purchases you make, either by credit or debit card concurrent with your online order or by other payment means acceptable to Cornerstone. You agree to pay all applicable taxes. If payment is not received by us from your credit or debit card issuer or its agents, you agree to pay all amounts due upon demand by us. Certain products that you purchase and/or download on or through the Site may be subject to additional terms and conditions presented to you at the time of such purchase or download, and you agree to comply with such additional terms and conditions.

14. Third Party Web Sites

The Site may contain links to third party web sites, and third party web sites may link to the Site (“Linked Sites”). You acknowledge and agree that we have no responsibility for the information, content, products, services, advertising, code or other materials which may or may not be provided on Linked Sites. Links to or from Linked Sites do not constitute an endorsement or sponsorship by us of such sites or the information, content, products, services, advertising, code or other materials presented thereon. Any reliance on a Linked Site is done at your own risk and you assume all responsibilities and consequences resulting from such reliance.

15. Disclaimer of Warranties

THE SITE, INCLUDING, WITHOUT LIMITATION, ALL SERVICES, CONTENT, FUNCTIONS AND MATERIALS THEREON, AND ALL SITE MATERIAL, IS PROVIDED “AS IS,” “AS AVAILABLE”, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, DATA PROCESSING SERVICES, UPTIME OR UNINTERRUPTED ACCESS, ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, CORRECTNESS, PRECISION, THOROUGHNESS, COMPLETENESS OR CONTENT OF INFORMATION, AND ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND WE HEREBY DISCLAIM ANY AND ALL SUCH WARRANTIES, EXPRESS AND IMPLIED. WE DO NOT WARRANT THAT THE SITE OR THE SERVICES, CONTENT, FUNCTIONS OR MATERIALS CONTAINED THEREIN, OR ANY SITE MATERIAL, WILL BE TIMELY, SECURE, UNINTERRUPTED OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED. WE MAKE NO WARRANTY THAT THE SITE OR SITE MATERIAL WILL MEET USERS’ REQUIREMENTS. NO ADVICE, RESULTS OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. CORNERSTONE ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY IN CONNECTION WITH THE SITE OR ANY SITE MATERIAL.

WE TRY UPDATE AND CORRECT INFORMATION POSTED ON THE SITE. WE RESERVE THE RIGHT TO CHANGE OR MAKE CORRECTIONS TO ANY OF THE INFORMATION PROVIDED ON THE SITE AT ANY TIME AND WITHOUT ANY PRIOR WARNING. CORNERSTONE DOES NOT NECESSARILY ENDORSE, SUPPORT, SANCTION, ENCOURAGE OR AGREE WITH ANY MATERIAL MADE AVAILABLE BY THIRD PARTIES, OR ANY OPINION, RECOMMENDATION OR ADVICE EXPRESSED OR IMPLIED THEREIN, AND CORNERSTONE EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY IN CONNECTION WITH ANY SUCH MATERIALS.

CORNERSTONE WILL HAVE NO LIABILITY FOR ANY FAILURE TO FULFILL ITS OBLIGATIONS DUE TO REASONS BEYOND ITS CONTROL.

ALL DISCLAIMERS IN THESE TERMS ARE MADE ON BEHALF OF CORNERSTONE AND ALL OTHER PROTECTED ENTITIES, AS DEFINED BELOW.

16. Limitation of Liability

IN NO EVENT, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, SHALL CORNERSTONE OR ITS AFFILIATES, OR ANY OF ITS OR THEIR DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS (COLLECTIVELY, THE “PROTECTED ENTITIES”) BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO, YOUR ACCESS TO OR USE OF, OR THE INABILITY TO ACCESS OR USE, THE SITE OR THE SITE MATERIAL, YOUR PROVISION OF INFORMATION VIA THE SITE, LOST BUSINESS OR LOST SALES, EVEN IF ANY PROTECTED ENTITY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO CERTAIN USERS. IN NO EVENT SHALL THE PROTECTED ENTITIES BE LIABLE FOR OR IN CONNECTION WITH ANY CONTENT POSTED, TRANSMITTED, EXCHANGED OR RECEIVED BY OR ON BEHALF OF ANY USER OR OTHER PERSON ON OR THROUGH THE SITE. IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF THE PROTECTED ENTITIES TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT OR TORT, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE OR OTHERWISE), ARISING FROM OR IN CONNECTION WITH THESE TERMS OR THE SITE, EXCEED, IN THE AGGREGATE, THE AMOUNT, IF ANY, PAID BY YOU TO CORNERSTONE FOR THE RIGHT TO USE THE SITE ORYOU’RE YOUR PURCHASE OF PRODUCTS VIA THE SITE. IF YOU ARE DISSATISFIED WITH THE SITE OR SITE MATERIAL, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SITE.

17. Applicable Laws

We operate the Site from our offices in the United States of America. We do not represent that the Site or Site Materials are appropriate or available for use in other locations. Persons who choose to access the Site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable.

18. Termination

Cornerstone has the right to terminate, change, suspend, impose limits on, or discontinue any aspect of the Site or the Site’s services, or your access to or use thereof, at any time, if we believe you are in breach of these Terms, Cornerstone’s policies or applicable law, or for any other reason without notice or liability. Cornerstone maintains a policy that provides for the termination in appropriate circumstances of the Site use privileges of users who are repeat infringers of intellectual property rights.

19. Miscellaneous

These Terms are the entire agreement between you and us with respect to its subject matter, and supersede any prior or contemporaneous written or oral agreements or understandings between you and us relating to such subject matter. These Terms, and the relationship between you and us, and any dispute between you and us arising in connection with these Terms or the Site, shall be governed by the laws of the United States and the State of New York, without regard to its conflict of law provisions. You agree that any cause of action that may arise in connection with these Terms or the Site shall be commenced and be heard in the appropriate court in the State of New York, County of New York. You agree to submit to the personal and exclusive jurisdiction of the courts located within New York County in the State of New York, and you waive any defense based on inconvenient forum. ALL PARTIES TO THESE TERMS WAIVE THEIR RESPECTIVE RIGHTS TO A TRIAL BY JURY. Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of these Terms remain in full force and effect. You may not assign, transfer or sublicense any of your rights under these Terms without our express prior written consent. We may assign, transfer or sublicense any or all of our rights or obligations under these Terms without restriction.

Last Updated: October 31, 2019

 

Investing involves risk, including loss of principal. Applying ESG and sustainability criteria to the investment process may exclude securities of certain issuers for both investment and non-investment reasons and therefore the Fund may forgo some market opportunities available to funds that do not use ESG or sustainability criteria. Securities of companies with certain focused ESG practices may shift into and out of favor depending on market and economic conditions, and the Fund’s performance may at times be better or worse than the performance of funds that do not use ESG or sustainability criteria. Investments in foreign securities involve risks that may be different from those of U.S. securities. Foreign securities are subject to individual country risk, less favorable reporting and disclosure risks, currency exchange risk, greater volatility, and potential for higher liquidity risk than U.S. - registered securities. Diversification does not ensure a profit or guarantee against loss.

Invest

Contact your advisor or broker to purchase shares of The Cornerstone Capital Access Impact Fund. If you wish to buy the Access Impact Fund and it is not currently available for purchase through your advisor or broker, please following the instructions below.

You can open an account and purchase shares directly through Cornerstone by filling out the appropriate Fund Application form. Please see below for forms and account application instructions. Questions? Call us at 800-986-6187.

Once you have completed the application, please mail it along with supporting documentation (if indicated) to:

Cornerstone Capital Access Impact Fund
c/o Ultimus Fund Solutions, LLC
P.O. Box 46707
Cincinnati, OH 45246

Cornerstone Capital Access Impact Fund
c/o Ultimus Fund Solutions, LLC
225 Pictoria Drive, Suite 450
Cincinnati, OH 45246